Entries by Shona

Budget 2021 – The winners and losers

A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy. As the chancellor acknowledged in his […]

Your 2021 Budget summary

On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, restrictions, and an […]

Guide: Behavioural biases, and how they affect your financial decisions

Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a fascinating overview of how our behavioural biases can affect the decisions we make. It could help you better understand your own decisions and what you can do to reduce your biases. We […]

The 2020/21 end of the tax year guide

The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money. Our guide explains seven key allowances you should […]

Investment market update: December 2020

2020 was a year marked by volatility and uncertainty. With everything that was going on, you might think that investors finished the year with losses. Yet, world markets ended the year almost 13% up. It’s a reminder that while short-term volatility does happen, focusing on the long-term and your plans is important. The Covid-19 pandemic […]

7 ways you can encourage children to develop STEM skills

When children are still in primary school it can seem a little too early to be thinking about their careers. But the skills, passions, and knowledge they pick up in their early years can be incredibly important. As the workplace changes, STEM (science, technology, engineering and maths) skills are becoming more in demand. In fact, […]

7 reasons to visit the UK’s National Parks this winter

Every year, an estimated 110 million people head to national parks across the UK. With social distancing restrictions likely to remain in place in the coming weeks, they could be the perfect place to explore and get outdoors. Planning a trip to the great outdoors may be commonly associated with the summer months, but there’s […]

£1.9 billion gifted to younger generations during the pandemic

The pandemic and restrictions have meant many families are struggling financially or feel insecure. Research suggests that younger generations have been turning to parents and grandparents for a helping hand. However, some older family members haven’t fully considered the long-term impact that providing support could have on their own plans. £1.9 billion gifted during the […]

Financial health check: How do you score?

How do you rate your financial security? When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits, financial success is having the financial freedom to do what they want without worrying, according to research from Schroders Personal Wealth. Yet, despite this, 48% of adults admit they feel stressed or […]

Are Premium Bonds a good place for your savings?

With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns. What are Premium Bonds? Premium Bonds are a type of investment product issued by […]